Let me see here what you are saying: Poor non-HN people, we don't care about those at all? They can die? If we get widespread war over resources, 5% penalty o

Let me see here what you are saying: Poor non-HN people, we don't care about those at all? They can die? If we get widespread war over resources, 5% penalty on anything is not going to suffice. A limited nuclear exchange between Pakistan and India is going to cause corn crops to fail in the US. (Where average HN-ers live, if you care only about your own in-group.) I didn't mean new diseases. I meant old diseases. If you have no electricity in a big city for an extended time, you will be in for a wild ride. (The last point I don't care much about, it's not very important. But I think if civilisation died, it would have a huge amount of knowledge and technology for new generations to come to jumpstart from, compared to those generations who had to discover everything for themselves.)