4 ms·

I'm trying so hard to get out. I'm single with no plan to have dependents, and a debt-free homeowner. I'm not in a relationship for obvious reasons, but if I

I'm trying so hard to get out. I'm single with no plan to have dependents, and a debt-free homeowner. I'm not in a relationship for obvious reasons, but if I was, I guess I'd be limited to FIRE people who don't want children, which isn't a very big pool. According to the calculators, I still have to put in at least another 10 years and save aggressively before I can quit. I don't think I'm gonna last that long, and if I do, I don't know if there'll be any of me left to enjoy it.

qorrect 7y ago
Is that for American retirement ? I absolutely love a tiny island town called Bocas Del Torro, Panama , you can buy a decent house for 50-150K, they use the US dollar, their is a large active expat community. If you're ok with learning Spanish, I'd get the f out before you completely die. My current plan is to hold this job for as long as I can, then I'm done ( I'm 40 for reference ) - Im going to live as long as the money lasts, have a good time of freedom, then it's goodbye.
- anon9001 7y ago
  Yeah it is, based on age and savings and one of those FIRE calculators, and predicted spending based on what I know like house maintenance, food, clothes, etc. My Spanish is no bueno, but if my job was "learn Spanish", I don't think it'd be a huge problem. Wouldn't you have to worry about political instability down in Panama? How would health care work? Can I return to the US if I leave? Do I have to give up US citizenship? Would Panama be ok with me working remotely? There's gotta be some catch besides the choice of language.
  - qorrect 7y ago
    The catch is spotty internet, spotty electricity, no running water ( running water on the main island everywhere else is rainwater collection ), and shitty doctors. Healthcare is cash only, if you had a serious problem I would recommend going back to the US. If you spend over 50K for a house you get dual citizenship, you don't give up your US citizenship ( I personally wouldn't move anywhere where you have to give up US citizenship ) , you still pay taxes on any money earned in the US. It's not a perfect solution at all, you just have to figure out what you value the most. I will say, I spent 6 months down there, and coming back was hell. Why do we live this way ? The natives their fish out of the ocean for their food, they don't have alarm clocks, they don't have _any_ paperwork, and there some of the happiest people I've ever met. I'd trade my material shit for their freedom most days.

qorrect 7y ago

Is that for American retirement ? I absolutely love a tiny island town called Bocas Del Torro, Panama , you can buy a decent house for 50-150K, they use the US dollar, their is a large active expat community. If you're ok with learning Spanish, I'd get the f out before you completely die. My current plan is to hold this job for as long as I can, then I'm done ( I'm 40 for reference ) - Im going to live as long as the money lasts, have a good time of freedom, then it's goodbye.

anon9001 7y ago
Yeah it is, based on age and savings and one of those FIRE calculators, and predicted spending based on what I know like house maintenance, food, clothes, etc. My Spanish is no bueno, but if my job was "learn Spanish", I don't think it'd be a huge problem. Wouldn't you have to worry about political instability down in Panama? How would health care work? Can I return to the US if I leave? Do I have to give up US citizenship? Would Panama be ok with me working remotely? There's gotta be some catch besides the choice of language.
- qorrect 7y ago
  The catch is spotty internet, spotty electricity, no running water ( running water on the main island everywhere else is rainwater collection ), and shitty doctors. Healthcare is cash only, if you had a serious problem I would recommend going back to the US. If you spend over 50K for a house you get dual citizenship, you don't give up your US citizenship ( I personally wouldn't move anywhere where you have to give up US citizenship ) , you still pay taxes on any money earned in the US. It's not a perfect solution at all, you just have to figure out what you value the most. I will say, I spent 6 months down there, and coming back was hell. Why do we live this way ? The natives their fish out of the ocean for their food, they don't have alarm clocks, they don't have _any_ paperwork, and there some of the happiest people I've ever met. I'd trade my material shit for their freedom most days.