What i have seen this algos work mainly by having a high chance of winning a small payout and a very small chance of losing everything. So everything works fine

What i have seen this algos work mainly by having a high chance of winning a small payout and a very small chance of losing everything. So everything works fine for 1/2-1 year and ppl spread word of mouth how nice this steady income is. Meanwhile the owner of the algo/platform makes a nice commission. Then everything goes bust and starts anew somewhere else.