In case of Germany those laws are in effect since 1884, not sure what your favorite translator might make out of [0], but it's been established for a long time

In case of Germany those laws are in effect since 1884, not sure what your favorite translator might make out of [0], but it's been established for a long time and therefore a well respected and valued achievement of the earlier times. So, obviously since 1884 the society has build this net with their monthly dues. Currently it's around 15% of your loan. [0] https://de.wikipedia.org/wiki/Geschichte_der_Sozialversicherung_in_Deutschland https://de.wikipedia.org/wiki/Geschichte_der_Sozialversicher...