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I can only answer for Toronto, Canada but the answer was nothing. Uber has a deal with one of the insurance companies up here so you’re covered at no extra char
by aianus 7y ago
I can only answer for Toronto, Canada but the answer was nothing. Uber has a deal with one of the insurance companies up here so you’re covered at no extra charge. (Intact / Belair Direct).
Uber pays them directly for a big commercial contract to cover you when you’re driving for Uber.
Edit: added "for Uber" on the last sentence
- JMTQp8lwXL 7y agoMy prior comment may be dated, or regionally-contextual. I assume then you have a personal policy, that covers when you are driving just you, and Uber's takes over when you have rideshare passengers. When I was looking for personal auto policies recently, I recall being asked (in the US) if you plan to do any rideshare driving.
- aianus 7y agoYes my personal auto policy explicitly covers Uber. I did need to inform them, but my premiums did not change. "ridesharing drivers operating on the Uber platform in Ontario can now be covered, at no extra cost. All you have to do is call us in order to update your personal auto policy." -- https://www.belairdirect.com/en/partnerships/uber.html https://www.belairdirect.com/en/partnerships/uber.html