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Overdraft fees: depends on your bank’s policies. Many low sophistication bank users will eat fees in this case and not attempt to get them reversed or not succe
by patio11 7y ago
Overdraft fees: depends on your bank’s policies. Many low sophistication bank users will eat fees in this case and not attempt to get them reversed or not successfully convince T1/T2 CSRs to push the button for them.
Words which are close to magic here: “The bank assessed this fee incident to an overdraft caused by an EFT which was subsequently reversed under Regulation E. Will the bank waive this fee for me?” (If you are less in a Dangerous Professional mood or don’t have a hobby interest in banking regulation, my next best suggestion is “Can the bank waive this fee since I’m a good customer?” hear no “I would be disappointed if we can’t fix this, because I have been a loyal customer for years. What can we do here?”