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I also think it's mostly meant to be a deterrent. When I had BofA, any time I got overdraft I just called and they would take it off, usually without an explana

I also think it's mostly meant to be a deterrent. When I had BofA, any time I got overdraft I just called and they would take it off, usually without an explanation.

ska 7y ago
That's true, but as in other areas I think it probably has a lot to do with how much they value your future business.