Yes, long term 7% is the quoted number, however that can be over a couple of decades (maybe more) and you may need to endure a recession or two. With a bit of

Yes, long term 7% is the quoted number, however that can be over a couple of decades (maybe more) and you may need to endure a recession or two. With a bit of active management, I manage to achieve 6-8% each year, but I avoid large negative hits that an index fund might endure in a bad market. So, I'm sort of returning similar returns to market, but with less volatility in the bad times. I'm sorta happy with that.