The ACA was probably literally life-saving for a lot of people in my cohort, who were maximally affected by the 2008 crisis and could stay on their parents' ins

The ACA was probably literally life-saving for a lot of people in my cohort, who were maximally affected by the 2008 crisis and could stay on their parents' insurance plan after graduating university and before finding full-time employment. The same goes for people who were uninsurable due to pre-existing conditions. It might have been inconvenient for you if your policy rates went up, but the system was not working before the ACA. It's still not great, but at least less people are shut out of the system completely.