Essentially, a second password that you may have to enter multiple times. (And that the host may store and/or present -- at least internally -- in cleartext (o

Essentially, a second password that you may have to enter multiple times. (And that the host may store and/or present -- at least internally -- in cleartext (or a less protected format), depending upon their practices. So, beware if you start / of doing this across different sites.) What particularly irks me with regard to security questions with many hosts is the absence of an opt out. Here's this security weakening feature, and you must participate! (I understand is saves them support time/labor on the front end. A bargain with the devil.)