> I think the real issue is that someone making 300,000 probably doesn't have much more disposable income than someone making 80,000. I think the term disposab

> I think the real issue is that someone making 300,000 probably doesn't have much more disposable income than someone making 80,000. I think the term disposable income gets misused a lot. People don't see the money they spend on the BMWs, or the part-time nanny, or the private school, or any number of everyday luxuries as a use of disposable income. But they are every bit as much as those trips to Hawaii.