401k plans are fully exempt under bankruptcy law. I'm planning on moving to Texas to get even more exemptions - full exemption on IRAs, as well as primary resid

401k plans are fully exempt under bankruptcy law. I'm planning on moving to Texas to get even more exemptions - full exemption on IRAs, as well as primary residence up to 10 acres. Things are a lot less nutso if creditors can't ruin your life in general - the healthcare crisis just means that everyone needs to be aware of how to handle a bankruptcy.