GP said nothing about liquid funds, and this thread is mainly talking about people's life savings. in this context, one million dollars is really not much. if

GP said nothing about liquid funds, and this thread is mainly talking about people's life savings. in this context, one million dollars is really not much. if you have no job or pension, one million in assets grants you the ability to spend about $40k a year safely. you could certainly have a comfortable retirement this way, but it would be far from a luxurious lifestyle.