Fortunately I got a merit scholarship for my undergrad and I was a TA in grad school. Between those two things my six years of education cost just around $60k,

Fortunately I got a merit scholarship for my undergrad and I was a TA in grad school. Between those two things my six years of education cost just around $60k, and my parents were able to foot that bill, so I didn't have any loans to deal with (again, another privilege). While I do regret getting my masters because I didn't enjoy it much, I can't even imagine the level of regret I'd have if this all came with a giant loan to pay off as well.