> It doesn't matter. The person who claimed otherwise disagrees - he said that it was a payable debt. > You get nothing directly, but that's not the point Ex

> It doesn't matter. The person who claimed otherwise disagrees - he said that it was a payable debt. > You get nothing directly, but that's not the point Except that it is. If the answer is "nothing", than a 20 euro note is nothing more than confidence in competence of the financial system. While you may not see any alternatives to said confidence, that doesn't mean that it is justified. How much confidence do you have in them?