It has always seemed like Apple has granted exceptions to this policy for any influential entities outside of the IT industry as long as they don’t compete with

It has always seemed like Apple has granted exceptions to this policy for any influential entities outside of the IT industry as long as they don’t compete with Apple. Apps for brick-and-mortar organizations, such as banks and retailers, are a good example. They’re all almost exclusively simple wrappers around a practically unusable website. Many of them work worse in the wrapper than in a browser; for example, bank statement downloads are often broken.