> You just opened a pandora box! I know, right! :) It's not an easy thing to answer, hence me struggling. I think the best/simplest advice on money for me pe

> You just opened a pandora box! I know, right! :) It's not an easy thing to answer, hence me struggling. I think the best/simplest advice on money for me personally comes from 'rich dad, poor dad" and 'the richest man in babylon' - understand the difference between things that bring money and things that take(spend) money - pay yourself 10% first. Served me well so far. > Alternatively, invest in your own education (degree, or one-year sabbatical, or else). This is really good advice that I think I already put to use, 5 years ago when used my saved 10k to take time off of work and teach myself how to code, and went form unskilled worker to a web developer. I understand I'm not a real engineer, just a guy who "makes buttons', but I enjoy it and it pays handsomely. > some people WANT to own a house for psychological reasons This makes sense and, I guess, part of me feels that way. But I'm definitely not controlled by it. I've lived pretty frugally my entire life (10 years that I've been an adult) and at this point looking for an upgrade in a lifestyle. I don't want to be in my 30's living with roommates. So new place is going to be much better/more expensive. I understand that I'm gonna be losing money on it. So the question is, do you pay ~2k/month for rent, or you pay ~2.5k/month for a mortgage? I understand none of it will make me better financially, so if framing it as "which will lose less?" - I'm fine with it. Haven't read the article yet, will do shortly.