Of course they have money, just not a lot of it. They use cash and mobile credits, both of which have drawbacks like value fluctuation and the inability to accu

Of course they have money, just not a lot of it. They use cash and mobile credits, both of which have drawbacks like value fluctuation and the inability to accumulate savings. There's a good argument to be made that these populations stay in poverty, at least in part, because of a lack of access to banking.