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I think you might be on the "high side" of the businesses they're looking to support? 25k seems to be the highest they're offering at all. I'm not really sure

I think you might be on the "high side" of the businesses they're looking to support? 25k seems to be the highest they're offering at all. I'm not really sure what their rates look like for smaller accounts, but I feel like the target audience is one person startups and such, who have some income from their hobby (let's say 1k a month) and want to grow to a full-time job.

buildawesome 7y ago
I'm guessing it's because they are trying to maximize a 12 month window. In lending, the longer the money is out there, the less money you make on it. At 25K, even though they could qualify for more, Stripes assumption is that they are going to pay it back relatively quickly and be able to lend more after that period.