Except for all the near-retirees who freak out as they see their balances rapidly shrinking - and sell. Like my parents did in 2008/9, and I didn't think to ca

Except for all the near-retirees who freak out as they see their balances rapidly shrinking - and sell. Like my parents did in 2008/9, and I didn't think to caution them not to. Ugggg...