> Every bank is a private company and can choose their customers. Not really, basic payment accounts are backed by quite a few legislations with pretty strict

> Every bank is a private company and can choose their customers. Not really, basic payment accounts are backed by quite a few legislations with pretty strict exceptions (i.e. money laundering or terrorism financing in the EU wide case): EU (since 2014): https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/bank-accounts-eu/index_en.htm https://europa.eu/youreurope/citizens/consumers/financial-pr... Germany (over a century): https://translate.google.com/translate?hl=en&sl=de&u=https://de.wikipedia.org/wiki/Jedermann-Konto&prev=search https://translate.google.com/translate?hl=en&sl=de&u=https:/...