Traditional banks in Ireland are pretty bad by European standards. I'm with Ulster Bank ROI (which is actually a subsidiary of Royal Bank of Scotland) and have

Traditional banks in Ireland are pretty bad by European standards. I'm with Ulster Bank ROI (which is actually a subsidiary of Royal Bank of Scotland) and have had a fair share of minor issues with them. Their app also sucks big time. They've had a major issue 6 months ago where a fair amount of folks were locked out of their accounts (or couldn't access the money, same same ultimately). Friends at AIB have also had issues, like discrepancy between your online statement and the paper one, or getting their account straight up closed out of the blue. I can't remember any specific with BOI but they also suck. If you're in Ireland for long enough, do yourself a favour, get a Revolut / N26 account for your day to day, it's pretty smooth.