You are not a dummy. Over the past 30 years, index funds have outperformed active management, especially when you consider the fees. You are a ”dummy” in the s

You are not a dummy. Over the past 30 years, index funds have outperformed active management, especially when you consider the fees. You are a ”dummy” in the sense you don’t have perfect information awareness on every possibly tailwind or headwind that could impact a particular stock. But everyone is a dummy in that sense.