Elephant in the room is the $2m in the bank. This alone affords you the perspective to value family life over all else. If you were struggling to make rent and

Elephant in the room is the $2m in the bank. This alone affords you the perspective to value family life over all else. If you were struggling to make rent and feed your kids you might find that children are a burden and stress. I don't think this would necessarily make you love them any less, but some of my friends have warned me off of deciding to have children because of the financial strain that comes part-and-parcel for the average person with kids.