My 401K's in a 'LifePath' fund- more-or-less an index tracker which shifts more weight from a stock index funds into bonds as your nominal retirement day approa

My 401K's in a 'LifePath' fund- more-or-less an index tracker which shifts more weight from a stock index funds into bonds as your nominal retirement day approaches. It's quite possible I'll come to regret it, but I can't think of a safer approach.