Not trying to be rude, but have a real question. Why do you feel that it's ok for you to cut Rover out of the deal? Disintermediation is always mentioned in the

Not trying to be rude, but have a real question. Why do you feel that it's ok for you to cut Rover out of the deal? Disintermediation is always mentioned in these sorts of conversations. I'm interested to understand how people justify it.