Debt is indeed a big part of the trap. The only way to avoid it is to work ones ass off. Such is the nature of the world. Cities have their pros and cons. A

Debt is indeed a big part of the trap. The only way to avoid it is to work ones ass off. Such is the nature of the world. Cities have their pros and cons. A lot of cities, especially in my neighbourhood, have their amazing cons, and I don't mean conveniences. Living as though ones external geometry was governed by the size of a horses ass, for example, can be a real drag. (Vienna is a horse town.)