A customer blocks all charges to their credit card from Wags and cancels their service. Wags issues a fine to a customer. The customer doesn't pay. Wags tries t

A customer blocks all charges to their credit card from Wags and cancels their service. Wags issues a fine to a customer. The customer doesn't pay. Wags tries to bring the customer to arbitration. The customer gives no response. What happens then? Wags could use a collections agency, but they'll only get a fraction of that money back. Not to mention arbitration usually costs hundreds of dollars per hour, with usually one hour (or longer) minimum, so I'm dubious they'll even bother going to arbitration.