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> I'm not sure you do? As in, I get why Google might want to not allow them, I'm not arguing the concept of them in general. As for the pain side - it's compar
by iamben 7y ago
> I'm not sure you do?
As in, I get why Google might want to not allow them, I'm not arguing the concept of them in general. As for the pain side - it's comparatively hard to get an actual, physical credit card with a new number if you're burning through one every week by getting your ad account blocked.
> Virtual credit cards are still linked to you.
No, not necessarily. Google "anonymous virtual credit card" - takes about 10 seconds to find one offering "Any name, any address, NO ID Virtual credit card". I'm not arguing there's zero trail - but if you wanted to run a bunch of shady ads, this would be a pretty good starting point.
> But literally everyone does have something to hide
Definitely not arguing this, I completely agree. I'm not saying Google are right, I'm not saying the system isn't stupid. And as someone who's had their card cloned multiple times, I understand how much it sucks and how nice it would have been to have had a virtual number.
The point in my original post was simply that I'd guess a whole bunch of the ad fraud / spam ads / cloaked ads come from virtual credit card numbers. Again, I have absolutely no idea, but I imagine thats a big and painful problem for Google. Prior to the Apple Card, I think it's safe to say the bulk of credit card users weren't using virtual numbers. I'm guessing someone in an office at Google said "if we ban accounts using virtual CCs we'll cut fraud by X%" and the small amount of false positives probably make that worth it - how many of their large spenders use virtual card? And if they do they probably have their own rep. Hence the problem in the original article.