4 ms·

I'm gonna be honest. I got the card for Form as I don't really use credit cards but always like to have one in case of an emergency. I was not disappointed. I

I'm gonna be honest. I got the card for Form as I don't really use credit cards but always like to have one in case of an emergency. I was not disappointed. It is a beautiful card and has turned heads of every cashier have I handed it to. Getting the daily cash back notifications was genius on their part. I wouldn't be surprised if I use the card more than I thought I would solely because of the form. I also purchased a cheap plastic sleeve to keep it in to keep it looking good.

geerlingguy 7y ago
Do you keep the card separate from your wallet (e.g. in a pocket or something)? I agree the card looks amazing, it's in stark contrast to the vibrant colors on my other cards. It just doesn't work well with my small leather card case or my iPhone card case (the latter mostly because I can't charge wirelessly).
- nickthegreek 7y ago
  I use a compact wallet and just keep the card (in a plastic sleeve from amazon to keep it looking fresh) in one of the accessible side slots. https://www.amazon.com/Jack-Mason-Black-Leather-Card/dp/B073XXMP3Y https://www.amazon.com/Jack-Mason-Black-Leather-Card/dp/B073... https://www.amazon.com/gp/product/B06X968MFG https://www.amazon.com/gp/product/B06X968MFG
hn_throwaway_99 7y ago
I agree. Look at that stark white coloring. The tasteful thickness of it. Oh my God, it even has an Apple logo.
- gimmeThaBeet 7y ago
  A card so gorgeous, most people probably don't think about the practicality. But they should, because it's not just about the pleasures of conformity and the importance of trends. It's also a personal statement about the brand itself.
outworlder 7y ago
> I'm gonna be honest. I got the card for Form as I don't really use credit cards I'd say you should always use credit cards, except when it is not possible to use them. Just don't use the _credit_ part. That way you get points and whatever features your card has (purchase protection, price matching, etc).
- unethical_ban 7y ago
  Strictly speaking, if you have control, yes. Fraud protection, cash back, etc. are all really useful. But, if you can't control spending, just use debit. In fact, the only place I wouldn't use a debit card if I could avoid it is a gas pump (magstripe fraud) I have not found a credit card UI that helps control spending and budgeting the way that Simple (checking) does. I haven't tried integrating with Mint or others, but the realtime tangible money-moving aspect helps me realize the money and swipes I'm spending are real.
- Animats 7y ago
  I've used only a credit card for years. I like the protection - US credit card law is very favorable to the customer. I pay my balance down to zero once or twice a month, so it doesn't cost me any fees.
- chrisseaton 7y ago
  > Just don't use the _credit_ part. How do you not use the credit part?
  - jccooper 7y ago
    Pay in full every month.
    - chrisseaton 7y ago
      You’re still using the credit until the end of the month though?
      - 7y ago

geerlingguy 7y ago

Do you keep the card separate from your wallet (e.g. in a pocket or something)? I agree the card looks amazing, it's in stark contrast to the vibrant colors on my other cards. It just doesn't work well with my small leather card case or my iPhone card case (the latter mostly because I can't charge wirelessly).

nickthegreek 7y ago
I use a compact wallet and just keep the card (in a plastic sleeve from amazon to keep it looking fresh) in one of the accessible side slots. https://www.amazon.com/Jack-Mason-Black-Leather-Card/dp/B073XXMP3Y https://www.amazon.com/Jack-Mason-Black-Leather-Card/dp/B073... https://www.amazon.com/gp/product/B06X968MFG https://www.amazon.com/gp/product/B06X968MFG

hn_throwaway_99 7y ago

I agree. Look at that stark white coloring. The tasteful thickness of it. Oh my God, it even has an Apple logo.

gimmeThaBeet 7y ago
A card so gorgeous, most people probably don't think about the practicality. But they should, because it's not just about the pleasures of conformity and the importance of trends. It's also a personal statement about the brand itself.

outworlder 7y ago

> I'm gonna be honest. I got the card for Form as I don't really use credit cards I'd say you should always use credit cards, except when it is not possible to use them. Just don't use the _credit_ part. That way you get points and whatever features your card has (purchase protection, price matching, etc).

unethical_ban 7y ago
Strictly speaking, if you have control, yes. Fraud protection, cash back, etc. are all really useful. But, if you can't control spending, just use debit. In fact, the only place I wouldn't use a debit card if I could avoid it is a gas pump (magstripe fraud) I have not found a credit card UI that helps control spending and budgeting the way that Simple (checking) does. I haven't tried integrating with Mint or others, but the realtime tangible money-moving aspect helps me realize the money and swipes I'm spending are real.
Animats 7y ago
I've used only a credit card for years. I like the protection - US credit card law is very favorable to the customer. I pay my balance down to zero once or twice a month, so it doesn't cost me any fees.
chrisseaton 7y ago
> Just don't use the _credit_ part. How do you not use the credit part?
- jccooper 7y ago
  Pay in full every month.
  - chrisseaton 7y ago
    You’re still using the credit until the end of the month though?
    - 7y ago