I use a spreadsheet. Why not start with Google Docs for same (online requirement) to get started? I found that getting a read on financial affairs for a coupl

I use a spreadsheet. Why not start with Google Docs for same (online requirement) to get started? I found that getting a read on financial affairs for a couple of months was good enough for me to create personal budget expectations, arrange my income accordingly, project future income/savings, etc. I just check back in occasionally, and do the project again. I have too much on my plate already to add another daily/weekly ongoing requirement. ymmv...