Hm I think saving would work for me if I increase a budget every month without spending it. And if you can set your current balance somehow in Lunch Money (I do

Hm I think saving would work for me if I increase a budget every month without spending it. And if you can set your current balance somehow in Lunch Money (I don't know at this moment) then you would see if you overspend (hopefully). These are of course very valid and important aspects.