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This is a great list of my exact same needs. I believe that the correct solution is a desktop application. How many of you/us do you think there are? And how mu

This is a great list of my exact same needs. I believe that the correct solution is a desktop application. How many of you/us do you think there are? And how much would you/they pay for this?

jmiserez 7y ago
For personal budgeting, I believe it's crucial to have a mobile app for entry on the go and basic reports. Going through statements monthly/weekly and assigning the correct categories retroactively is just too hard.
- wellpast 7y ago
  I’ve always found it much easier to lean on downloaded transactions. Data entry through the day is way too cumbersome to me. Am I alone on this?
  - vitoc 7y ago
    Same here, I tried the data entry way (telling myself that the friction encourages thinking more before spending). It lasted about 2 years before I started creating import helpers to get transactions from my current accounts and etc. Now, I put together some JS to create custom import helpers that adapts to different bank formats. Unsurprisingly, banks doesn't seem to want to converge/adopt a standard on transaction exports still (like a simple standard on the CSV will do), despite all the hype about open banking and such. Step by step? I have some libraries that I reuse to create these custom helpers documented here: https://docs.prudent.me/docs/dev/creating_ext https://docs.prudent.me/docs/dev/creating_ext This works with the wrapper that I created as well :)
Fiahil 7y ago
For people already tracking their finances, more than half of the one I talked to prefer self-hosting. I would personally pay as high as 70 EUR a year. Amazon prime is 50 EUR, Netflix 144 EUR, Spotify 180 EUR.
vitoc 7y ago
I have similar requirements, except I wanted something on my laptop (well, I could self-host locally too). After about 10 years or so with GnuCash, I started using Ledger-CLI. Both satisfied those requirements...But I wanted to have more control over imports and reports. As I go about normalizing that in my life, I started writing GUIs to make interaction easier and import helpers to make imports easy. Sometime ago, I packaged all of that into a desktop/laptop app: https://prudent.me https://prudent.me

This is a great list of my exact same needs. I believe that the correct solution is a desktop application. How many of you/us do you think there are? And how much would you/they pay for this?

jmiserez 7y ago

For personal budgeting, I believe it's crucial to have a mobile app for entry on the go and basic reports. Going through statements monthly/weekly and assigning the correct categories retroactively is just too hard.

wellpast 7y ago
I’ve always found it much easier to lean on downloaded transactions. Data entry through the day is way too cumbersome to me. Am I alone on this?
- vitoc 7y ago
  Same here, I tried the data entry way (telling myself that the friction encourages thinking more before spending). It lasted about 2 years before I started creating import helpers to get transactions from my current accounts and etc. Now, I put together some JS to create custom import helpers that adapts to different bank formats. Unsurprisingly, banks doesn't seem to want to converge/adopt a standard on transaction exports still (like a simple standard on the CSV will do), despite all the hype about open banking and such. Step by step? I have some libraries that I reuse to create these custom helpers documented here: https://docs.prudent.me/docs/dev/creating_ext https://docs.prudent.me/docs/dev/creating_ext This works with the wrapper that I created as well :)

Fiahil 7y ago

For people already tracking their finances, more than half of the one I talked to prefer self-hosting. I would personally pay as high as 70 EUR a year. Amazon prime is 50 EUR, Netflix 144 EUR, Spotify 180 EUR.

vitoc 7y ago

I have similar requirements, except I wanted something on my laptop (well, I could self-host locally too). After about 10 years or so with GnuCash, I started using Ledger-CLI. Both satisfied those requirements...But I wanted to have more control over imports and reports. As I go about normalizing that in my life, I started writing GUIs to make interaction easier and import helpers to make imports easy. Sometime ago, I packaged all of that into a desktop/laptop app: https://prudent.me https://prudent.me