Oh, I imagine there would be a number of 2nd order effects. Another commenter mentioned that we might then see bankruptcy records preserved for 20 years, not 7.

Oh, I imagine there would be a number of 2nd order effects. Another commenter mentioned that we might then see bankruptcy records preserved for 20 years, not 7. You are right about that for sure. It's like a big refactor. Often hugely worth it in the end, but lots of problems crop up along the journey. I still think simplicity is the thing to fight for. Corruption hides in complexity.