I think for this to be truly successful, Tesla would need to vertically integrate better. that is: - run the insurer which effectively bet against you crashi

I think for this to be truly successful, Tesla would need to vertically integrate better. that is: - run the insurer which effectively bet against you crashing your car - the repairs, we can fix it better/faster/cheaper than 3rd party - and obviously the manufacture and distribution levers. Seems like it's an economy of scale problem, but given all the data that they have about their cars/drivers and rates of accidents, they probably can say with some degree of statistical certainty that they can cover their losses paying out on claims; otherwise they probably wouldn't have done this.