4 ms·

Is this the same thing as Zelle?

• djsumdog 7y ago
  I don't think Zelle is real time. I'm curious if it's the same working group for RTP that was behind Zelle.
  • danielmg 7y ago
    it is not
  • souterrain 7y ago
    The times I’ve used Zelle to send money, it has been real-time.
    • xur17 7y ago
      Once I've sent money to someone a few times it's typically instant, but it isn't always.
  • Qworg 7y ago
    Zelle is roughly real time. It is owned by the same company doing RTP.
    • thepinkelefant 7y ago
      Not correct . RTP is from theclearinghouse and Zelle is from clearexchange. Zelle came from a mix of banks trying to address only P2P scenarios. RTP goes beyond to B2C and all other combinations .
      • Qworg 7y ago
        Zelle is owned by Early Warning Systems, a wholely owned subsidiary of the top 7 banks in the US. The Clearing House is a joint venture by the top 25 banks in the US. Clearexchange was purchased by EWS a few years ago.