I would say learn. The beauty of places like Questrade(I use them) is that they've made barrier to entry amazingly easy. Your 401k no doubt is holding mutual f

I would say learn. The beauty of places like Questrade(I use them) is that they've made barrier to entry amazingly easy. Your 401k no doubt is holding mutual funds that are tremendously expensive and practically just robs you. https://www.sec.gov/fast-answers/answersmffeeshtm.html https://www.sec.gov/fast-answers/answersmffeeshtm.html If the mutual fund charges 3%. Then the underlying securities have to increase 3% before you have broken even. Which if you're mixing bonds and such, you're probably not getting yearly returns much higher than that. So your money is literally doing nothing for you. Then during a market downturn, you just plain lose. You're down the market amount AND the 3%. Flipside, ETFs like Vanguard have fees of 0.05% on some of the big ones. So when the stocks increase in value, you pretty much get all of the benefit. You're not making some banker and financial advisor rich off your money. You're retiring sooner.