The exact opposite is true. Savers have been spoiled for generations because they got a positive return without doing any work, or bearing any risk. Those day

The exact opposite is true. Savers have been spoiled for generations because they got a positive return without doing any work, or bearing any risk. Those days have ended, at least in Europe. Nobody owes you a risk-free positive return. If investors don't need your money, then they don't need your money. Money is only a store of value over short time periods (and if inflation is high not even then). Money only has value because you can get it today and use it in transactions tomorrow. If you take that money and stick it in a mattress for a year, nobody owes anything for doing so.