Global wealth inequality and social insecurity. I'm a firm believer in real-time payment systems and its ability to quickly address issues vital issues like th

Global wealth inequality and social insecurity. I'm a firm believer in real-time payment systems and its ability to quickly address issues vital issues like the above, and related issues like climate change. Markets operate in real-time, and the current banking infrastructure - which creates an artificial bottleneck via ACH delays - is an old and dying dinosaur. I imagine a world of daily paychecks is just a few years in the future.