I used to do this in the UK brought my monthly season ticket using a 3% cashback used to make just under £20 a month. Of course the badly implemented EU change

I used to do this in the UK brought my monthly season ticket using a 3% cashback used to make just under £20 a month. Of course the badly implemented EU changes which in theory should have benefited the consumer did not - the merchants just took the reduction in interchange fees and didn't cut prices at all for the end consumers