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Will leave these here, just one small step to help you regain your privacy: * https://marketingreportoptout.visa.com/OPTOUT/request.do https://marketingreporto

Will leave these here, just one small step to help you regain your privacy: * https://marketingreportoptout.visa.com/OPTOUT/request.do https://marketingreportoptout.visa.com/OPTOUT/request.do * https://www.mastercard.us/en-us/about-mastercard/what-we-do/privacy/data-analytics-opt-out.html https://www.mastercard.us/en-us/about-mastercard/what-we-do/...

Naac 7y ago
The Visa portal doesn't have very much information, can you explain what exactly I'm opting out of?
- arfrank 7y ago
  It's linked from here: https://bb.visa.com/legal/privacy-policy-opt-out.html https://bb.visa.com/legal/privacy-policy-opt-out.html
adtac 7y ago
Did anyone else notice Mastercard's easily breakable captcha? It's just unmodified text with the same noise filter added to all codes. Perhaps there's opportunity here for someone to be Robinhood here and improve the privacy of a lot of people...
- tomglynch 7y ago
  Good spot. That system seems very clunky.
- kbenson 7y ago
  I'm pretty sure that's a good way to get the endpoint flagged as a target of abuse, and the page pulled until they can figure out what's going on, resulting in anyone who wants to opt-out after that point either running into a temporary or permanent problem, depending if they ever bother to put it back online. How about instead of fraudulently providing someone else's credit card because "we know best", we just make sure to spread the pages as much as possible where appropriate, and let people make their own educated choices (and hopefully it opens their eyes to other places in their lives they can do so as well). I understand the impetus to help, but it's important to consider that what one person views as helping another might view as terribly invasive in itself.
  - mindslight 7y ago
    > I understand the impetus to help, but it's important to consider that what one person views as helping another might view as terribly invasive in itself. This is a sense of decency that the surveillance companies didn't share. People didn't make any sort of educated choice to be surveilled - the surveillance companies arrogantly "opted" them in. Opting them out is much lesser transgression onto their will. I do agree from the practical perspective - surveillance companies will parry any legible bulk activity into an excuse to continue surveilling. Fine point white text at the bottom of the homepage: "Due to an attack from scary hackers, all opt out requests from 2019 have had to be discarded. If you had submitted a request during that time, please resubmit your request. To protect yourself in the future, buy our nonsensical "identity insurance" for only $10/mo."
    - kbenson 7y ago
      > Opting them out is much lesser transgression onto their will. So, that makes it okay? They've been abused before, so what what's the big deal if we do it too? That's a troubling perspective to me. Two wrongs don't necessarily make a right. I think this is very straightforward. You, as a third party, have no place making decisions for me without my consent in this case. If I have a relationship with Visa or MasterCard, please stay out of it. The appropriate way for this to change is for a) me or someone I've authorized to request it, b) the company in question deciding not to do it anymore, or c) a legislative body with jurisdiction mandating a change through law or regulation. If you have access to my credit card number and I haven't given it to you, the only appropriate things you should do with it are to notify me, the company providing it, or the authorities that it's been exposed and should probably be changed. If I have given it to you to authorize a payment, you are authorized to use it for that payment (and possibly later payments that I agree to), not to keep it to use as you see fit later on without my consent. If you have my card because I've given it to you and you show me a dialog letting me know you can opt me out and give me the choice, that's acceptable. But I view any action taken on my behalf without my consent with regard to this as a violation of my trust, privacy, and personal information. We are in a very scary place if we as random third partied think we're allowed to make decisions for people just because we think it's better for them.
- 0x00000000 7y ago
  Sometimes when I get debt collector calls or car warranty scams I find their website and they usually have an opt out form, never seen a captcha. I have been really tempted to just hammer the endpoint with every valid phone number. Probably won’t accomplish anything but will give someone a fun surprise.
krick 7y ago
(On Mastercard site) > To opt-out from our anonymization of your personal information... Uh, I'm no lawyer, but the wording really gets my attention here.
- Etheryte 7y ago
  That caught my eye as well, it's odd that they chose such a wording and they use it consistently on their notice page [1]: > Depending on your country, you may have the right or choice to: Opt out of some collection or uses of your Personal Information, including the use of cookies and similar technologies, the use of your Personal Information for marketing purposes, and the anonymization of your Personal Information for data analyses. [1] https://www.mastercard.us/en-us/about-mastercard/what-we-do/privacy.html#rights https://www.mastercard.us/en-us/about-mastercard/what-we-do/...
  - cmroanirgo 7y ago
    Me too. It really reads like my data will be highly personalised otherwise, ie with names and other data.
    - CarlRJ 7y ago
      YouTube keeps offering YouTubeTV and their other services with pop-up boxes where the two choices are "yes", or "skip trial", which sounds like they're offering a yes/yes choice: yes sign up for the trial, or skip the trial and go straight to buying the service. Keeps annoying me.
craftyguy 7y ago
404 on submitting the visa request. Thanks visa.

Naac 7y ago

The Visa portal doesn't have very much information, can you explain what exactly I'm opting out of?

arfrank 7y ago
It's linked from here: https://bb.visa.com/legal/privacy-policy-opt-out.html https://bb.visa.com/legal/privacy-policy-opt-out.html

adtac 7y ago

Did anyone else notice Mastercard's easily breakable captcha? It's just unmodified text with the same noise filter added to all codes. Perhaps there's opportunity here for someone to be Robinhood here and improve the privacy of a lot of people...

tomglynch 7y ago
Good spot. That system seems very clunky.
kbenson 7y ago
I'm pretty sure that's a good way to get the endpoint flagged as a target of abuse, and the page pulled until they can figure out what's going on, resulting in anyone who wants to opt-out after that point either running into a temporary or permanent problem, depending if they ever bother to put it back online. How about instead of fraudulently providing someone else's credit card because "we know best", we just make sure to spread the pages as much as possible where appropriate, and let people make their own educated choices (and hopefully it opens their eyes to other places in their lives they can do so as well). I understand the impetus to help, but it's important to consider that what one person views as helping another might view as terribly invasive in itself.
- mindslight 7y ago
  > I understand the impetus to help, but it's important to consider that what one person views as helping another might view as terribly invasive in itself. This is a sense of decency that the surveillance companies didn't share. People didn't make any sort of educated choice to be surveilled - the surveillance companies arrogantly "opted" them in. Opting them out is much lesser transgression onto their will. I do agree from the practical perspective - surveillance companies will parry any legible bulk activity into an excuse to continue surveilling. Fine point white text at the bottom of the homepage: "Due to an attack from scary hackers, all opt out requests from 2019 have had to be discarded. If you had submitted a request during that time, please resubmit your request. To protect yourself in the future, buy our nonsensical "identity insurance" for only $10/mo."
  - kbenson 7y ago
    > Opting them out is much lesser transgression onto their will. So, that makes it okay? They've been abused before, so what what's the big deal if we do it too? That's a troubling perspective to me. Two wrongs don't necessarily make a right. I think this is very straightforward. You, as a third party, have no place making decisions for me without my consent in this case. If I have a relationship with Visa or MasterCard, please stay out of it. The appropriate way for this to change is for a) me or someone I've authorized to request it, b) the company in question deciding not to do it anymore, or c) a legislative body with jurisdiction mandating a change through law or regulation. If you have access to my credit card number and I haven't given it to you, the only appropriate things you should do with it are to notify me, the company providing it, or the authorities that it's been exposed and should probably be changed. If I have given it to you to authorize a payment, you are authorized to use it for that payment (and possibly later payments that I agree to), not to keep it to use as you see fit later on without my consent. If you have my card because I've given it to you and you show me a dialog letting me know you can opt me out and give me the choice, that's acceptable. But I view any action taken on my behalf without my consent with regard to this as a violation of my trust, privacy, and personal information. We are in a very scary place if we as random third partied think we're allowed to make decisions for people just because we think it's better for them.
0x00000000 7y ago
Sometimes when I get debt collector calls or car warranty scams I find their website and they usually have an opt out form, never seen a captcha. I have been really tempted to just hammer the endpoint with every valid phone number. Probably won’t accomplish anything but will give someone a fun surprise.

krick 7y ago

(On Mastercard site) > To opt-out from our anonymization of your personal information... Uh, I'm no lawyer, but the wording really gets my attention here.

Etheryte 7y ago
That caught my eye as well, it's odd that they chose such a wording and they use it consistently on their notice page [1]: > Depending on your country, you may have the right or choice to: Opt out of some collection or uses of your Personal Information, including the use of cookies and similar technologies, the use of your Personal Information for marketing purposes, and the anonymization of your Personal Information for data analyses. [1] https://www.mastercard.us/en-us/about-mastercard/what-we-do/privacy.html#rights https://www.mastercard.us/en-us/about-mastercard/what-we-do/...
- cmroanirgo 7y ago
  Me too. It really reads like my data will be highly personalised otherwise, ie with names and other data.
  - CarlRJ 7y ago
    YouTube keeps offering YouTubeTV and their other services with pop-up boxes where the two choices are "yes", or "skip trial", which sounds like they're offering a yes/yes choice: yes sign up for the trial, or skip the trial and go straight to buying the service. Keeps annoying me.

craftyguy 7y ago

404 on submitting the visa request. Thanks visa.