That would be nice, except the only thing that it makes sense to buy, houses, have gone up enough to be unaffordable in any place where it is worth buying. I m

That would be nice, except the only thing that it makes sense to buy, houses, have gone up enough to be unaffordable in any place where it is worth buying. I mean sure, I can get 3% on the stock market long term, but that isn't where I want my emergency found, because I might need it tomorrow.