But it is. Not all of us are able to make the 200k a year that is required to have financing on a house. Either the US finds a way to increase median compensat

But it is. Not all of us are able to make the 200k a year that is required to have financing on a house. Either the US finds a way to increase median compensation (not average), or it reforms the housing regulations city-by-city so that supply is increased rather than artificially constrained. And this is just one example of rigging. We haven't even talked about student loans or "criminal justice".