It's worth noting that without a no claims bonus insurance is high in general. Ireland (so utterly dysfunctional insurance market) but as a person in my mid-30

It's worth noting that without a no claims bonus insurance is high in general. Ireland (so utterly dysfunctional insurance market) but as a person in my mid-30's with impeccable driving record but no NCB (hadn't owned a car for years) I pay ~€1550 for the cheapest possible insurance on a 10 year old Honda Jazz. It should be under half that with a year of no claims.