Dunno if appointing geniuses will work. It seems to me that part of the problem is that the different parties involved have different needs and resources. . H

Dunno if appointing geniuses will work. It seems to me that part of the problem is that the different parties involved have different needs and resources. . Homeowners would like to not have their homes burn. They are on 30 yearish investment horizons but buy insurance a year at a time. They are a minority of homeowners in the state. . Insurance companies want to make a profit but have little to do with forest management. Their only knob is your bill or a cancellation. They are in the position of a health insurance companies who can cancel a sick person's insurance at any time. . The state .gov is only loosely related to the people, these are not elected officials running the show after all. The urban areas are in charge in any case, just keep the water flowing and the occasional state park for weekends. . No doubt it's an interesting challenge to the feds, but the occasional town burning down is just a statistic. . PG&E is not in the fire suppression business whenever possible, keeps costs down, went bankrupt anyway. It's all at cross purposes.