Yup. Everything is ex-post-facto rationalization chock full of survivorship bias with no way for you to accurately calibrate for the difference in personal and

Yup. Everything is ex-post-facto rationalization chock full of survivorship bias with no way for you to accurately calibrate for the difference in personal and temporal circumstances and accurately map what outcome you would have if you do X. It's not worth listening to anyone's advice. Only experiment with your own life and find what works for you or die trying.