When people are talking about debt as a problem, they're not talking about < 1 month credit card debt, they're talking long-term debt where you're paying a sign

When people are talking about debt as a problem, they're not talking about < 1 month credit card debt, they're talking long-term debt where you're paying a significant amount of interest. Debt that you pay off, and don't pay interest on, is not a bad thing. Heck, even debt that you do pay interest on, is not a bad thing in certain cases—mortgages in a healthy real estate market, for instance.