Using someone else's card is a pretty stupid crime, most of the time it won't even work if you try to do so from another country. A less stupid crime is using s

Using someone else's card is a pretty stupid crime, most of the time it won't even work if you try to do so from another country. A less stupid crime is using some else's identity. A scammer is probably more inclined to use your information to open other accounts. They don't want your money, they want your credit. Talk to your bank about freezing your credit (the credit agencies do this but a bank should help) and they will probably tell you to wait until there is fraudulent activity. With the inadequacy of digital privacy, nearly everyone's identity has been compromised and we will all have it stolen at some point, just know what to do when that day comes.