I do this for two reasons: 1) Hitting minimum spend requirements for a credit card bonus or discount (e.g. 10% statement credit at [Store of the Week] with a m

I do this for two reasons: 1) Hitting minimum spend requirements for a credit card bonus or discount (e.g. 10% statement credit at [Store of the Week] with a max credit of $10 or something). 2) I have a Target credit card and almost everything in Target, including gift cards, is discounted by 5% if I pay for it with Target's credit card. That makes my Hulu subscription or Nintendo Switch digital purchases 5% cheaper in the absence of anything else.