Cheap Vanguard funds like VFIAX (S&P500) or VTSAX(Total US stock market). No need for managed funds that charge over 5 basis points, you're just wasting money.

Cheap Vanguard funds like VFIAX (S&P500) or VTSAX(Total US stock market). No need for managed funds that charge over 5 basis points, you're just wasting money. Then sock away cash in a no fee online high yield banking account like Ally or Marcus.